If you want some straight talk about life insurance, welcome. You are about to get it. Many people feel they can, or even should wait to buy life insurance. Perhaps they believe that a mortality drug is just around the corner or that the rules that have been in existence, like, forever, won’t apply to them.
Are you ready for some cold hard facts? You will die. But that is just the first reason why NOW is the best time to get life insurance.
1. You Are Alive
It may seem unfair, but if you are deceased you are ineligible for life insurance. No excuses about the dog eating your application or doctor’s notes will help. The time to buy life insurance is NOW, while you are alive.
2. You Will Never Be Younger
Sorry if that’s a flash for you, but you will never be younger than NOW. The good news is that life insurance is at its least expensive the younger you are. That means it is pretty likely life insurance will never be more affordable than NOW.
3. You May Never Be Healthier
It’s true. If you are healthy today, you may never be healthier. You combine that with never being younger and you have a daily-double combination that could lead to your lowest rates ever.
4. Life Insurance is Technologically Efficient
Technology has made life insurance easier and more simple to attain than ever. This is due in part to the superior technology that is available. A few simple questions and you can likely get life insurance in the amount you desire, most often without a physical and with fewer health questions.
5. Taking Action Now Eliminates Regrets
Waiting may cause rates to increase, may make you ineligible for coverage or may even create a situation where it is too late. Buying life insurance now is the “no regret” solution. If you don’t feel you can afford the amount of life insurance your family deserves, getting started is, well…getting started.
Don’t wait. Contact one of our independent life insurance agents today. At least have a conversation and get a price quote. You may be saying “no” before you “know”, and that would be unfortunate. We look forward to assisting you.