List of Services

• Final Tax Data Security: Protecting Against Employee W-2 Identity Theft W-2s are out. A final, urgent guide to securing employee data against tax fraud and using Cyber Insurance for breach response and identity theft coverage.
  Final Tax Data Security: Protecting Against Employee W-2 Identity Theft
• T-Minus 30 Days: The Late January Review of Beneficiaries and Tax Implications Tax forms are here. Review your life insurance beneficiaries one last time, and understand the tax status of policy payouts vs. accrued interest.
  T-Minus 30 Days: The Late January Review of Beneficiaries and Tax Implications
• Extreme Cold Alert: Protecting Your Vehicle from Late January Freeze Damage Frozen engine block? Late January extreme cold risks and how your Comprehensive Auto Insurance handles non-collision, cold-related vehicle damage.
  Extreme Cold Alert: Protecting Your Vehicle from Late January Freeze Damage
• The Final Frost: Securing Your Home from Ice and Tree Damage Extreme cold risk is highest now. A guide to Home Insurance for tree fall damage, ice structure risks, and securing your claim against catastrophic late-January weather.
  The Final Frost: Securing Your Home from Ice and Tree Damage
• Slow Cooker Immunity: Nourishing Your Body with Winter Comfort Foods Fight the mid-winter slump! Easy slow-cooker recipes packed with immune-boosting spices and ingredients to keep your family healthy in late January.
  Slow Cooker Immunity: Nourishing Your Body with Winter Comfort Foods
• Accountability in the New Year: Auditing Employee Risk for Workers’ Comp and Liability Get back to basics! Mid-January is the time for mandatory safety refreshers and HR audits to manage Workers' Comp and General Liability risk in 2026.
  Accountability in the New Year: Auditing Employee Risk for Workers’ Comp and Liability
• The Mid-January Check-Up: Why Scheduling Your Life Insurance Exam Now Locks in the Best Rate Don't delay the exam! Schedule your Life Insurance paramedical exam in mid-January to lock in your best rate and complete your application process quickly.
  The Mid-January Check-Up: Why Scheduling Your Life Insurance Exam Now Locks in the Best Rate
• Used Car, New Coverage: Insuring Your Post-Holiday Vehicle Purchase in January Just bought a used car? Don't forget to update the VIN, transfer your coverage, and check if you need higher Medical Payments limits.
  Used Car, New Coverage: Insuring Your Post-Holiday Vehicle Purchase in January
• The Mid-Winter Meltdown: Protecting Your Home from Aging Furnace and Water Heater Failure Mid-January system failure is costly. Learn why standard home insurance doesn't cover your broken furnace and why you need an Equipment Breakdown endorsement now.
  The Mid-Winter Meltdown: Protecting Your Home from Aging Furnace and Water Heater Failure
• The Great Indoor Escape: Launching Your Mid-January Reading Challenge Swap the screen for a spine! How to launch a simple, rewarding mid-January reading challenge to improve focus and beat the winter blues.
  The Great Indoor Escape: Launching Your Mid-January Reading Challenge
• Cyber Traps of Tax Season: Securing Your Business Data with Cyber Insurance Tax season is phishing season. Protect your sensitive financial data and employee W-2s with robust Cyber Insurance coverage against targeted tax fraud.
  Cyber Traps of Tax Season: Securing Your Business Data with Cyber Insurance
• Tax Season Lifeline: Why January is the Time to Secure Estate Liquidity with Life Insurance Tax season is here. Use Life Insurance to create tax-free liquidity for your estate and protect your family business from forced asset sales.
  Tax Season Lifeline: Why January is the Time to Secure Estate Liquidity with Life Insurance
• The Debt-Deductible Dilemma: Aligning Your Auto Policy with Post-Holiday Finances Did holiday spending deplete your savings? Reconsider high auto deductibles—you might not be able to afford the out-of-pocket cost if you have an accident now.
  The Debt-Deductible Dilemma: Aligning Your Auto Policy with Post-Holiday Finances
• Deep Freeze Defense: Essential Home Insurance Prep for January’s Peak Winter Storms Don't wait for the blizzard. A mid-January guide to using your Home Insurance to protect against peak winter storm damage, from ice dams to power outages.
  Deep Freeze Defense: Essential Home Insurance Prep for January’s Peak Winter Storms
• Sparks in the Dark: The Shocking Science (and Solutions) of National Static Electricity Day Why does everything zap you in January? Celebrate National Static Electricity Day by learning the science of the "winter spark" and how to stay grounded.
  Sparks in the Dark: The Shocking Science (and Solutions) of National Static Electricity Day